Mobile wallet accounting
JazzCash and Easypaisa bookkeeping for your shop
Customers now pay by cash, bank transfer, JazzCash and Easypaisa, often in the same day. Tijarah gives your cash drawer, every bank account and every mobile wallet its own book, so you always know where each rupee actually is.
When money sits in five places
A shop that takes JazzCash and Easypaisa has money in the drawer, in the bank and in two or more wallets, and each one tells a different story. A customer pays half in cash and half through a wallet. A supplier gets paid from the bank. Unless every one of those is written down against the right account, the totals never reconcile.
The result is familiar: the wallet app shows one number, the register shows another, and the difference is somewhere in the week's paper.
A separate book for every account
In Tijarah, Cash is built in, and you add your bank accounts and mobile wallets, such as JazzCash and Easypaisa, as accounts of their own. Each one has an opening balance and its own book, and each one appears as a payment option whenever you record a sale or a purchase.
That is the core of mobile wallet accounting: the payment is recorded against the wallet that actually received it. Tijarah does not connect to your wallet app, so you record each payment yourself, but you record it once and the books update everywhere.
Split payments and the cash book and bank book
When a customer pays part in cash and part by wallet, a sale can be split across Cash, bank and wallet payments, and whatever is unpaid goes to their khata as Credit. The payments must add up to the bill total, so nothing goes missing.
For money that is not part of a sale, use the Cash Book for cash receipts and payments, and the Bank Book for bank and wallet receipts and payments. Every entry also appears in the ledger and day book.
- Cash built in, plus as many bank accounts and wallets as you use.
- Opening balances for every account.
- Accounts offered as payment methods in sales and purchases.
- Balances on the dashboard, with an eye button to hide cash and bank balances at the counter.
How to set up your wallets
It takes a few minutes, and you only do it once.
- In Settings, open the Accounts tab. Add each bank account and wallet with its opening balance, and set your cash opening balance.
- Record sales and purchases and choose the account the money went through.
- Use the Cash Book and Bank Book for other receipts and payments.
- Compare each account's balance in Tijarah with your wallet app or bank statement.
What it costs
Wallet and bank books are part of the plan, along with the rest of Tijarah and its accounting software.
Tijarah is Rs 5,000 per month with every feature included. Create your account and we activate it after a quick review. Questions first? Email [email protected].
Keep exploring Tijarah
Digital Khata App for Shops in Pakistan
A running khata for every customer and supplier, updated by every sale and payment.
Ledger and Day Book Software
Any account's history with a running balance, or every entry of the day.
Accounting Software for Pakistani Businesses
Plain forms in, balanced double-entry books out. No accounting knowledge needed.
Shop Management Software for Pakistan
Sales, purchases, khata, stock and cash in one place, for retail and wholesale.
Questions shopkeepers ask
Can I keep JazzCash and Easypaisa separate in Tijarah?
Yes. Each wallet is its own account with its own book and opening balance, and you choose it as the payment method when you record a sale or purchase.
Does Tijarah connect to my wallet or bank account?
No. You record each payment yourself, and Tijarah keeps every account's book up to date from those entries.
Can a customer pay partly in cash and partly by wallet?
Yes. Split the payment across Cash, bank and wallets. Any unpaid amount is saved as Credit on the customer's khata.
Can I hide my balances from people at the counter?
Yes. The eye button on the dashboard hides cash and bank balances until you tap it again.